Insurance disclosures

CoverRoute AI is a technology and coverage-organization product of Storm And Me LLC. CoverRoute does not present its own customer-specific insurance premium, select a "best" policy for the shopper, or bind insurance coverage.

Actual quotes and insurance transactions are handled by the licensed provider identified in the checkout flow. Current routing uses licensed-provider quote flows for supported personal lines, with specialized routes for SR-22 and recreational vehicle coverage. Carrier availability, product availability, eligibility, and state requirements vary.

A policy is active only after the authorized insurer or licensed provider verifies the information, presents the final terms, accepts any required payment, and confirms binding. SR-22 is generally a filing that accompanies an auto insurance policy rather than a separate insurance policy.